You can include any nonrefundable payments in your trip cost. This can include your camp fees, nonrefundable airline tickets, prepaid hotel fees. Any money you will lose in the case of a cancellation. If your family has one vacation cost for a travel package you can divide your total number of family members by your total vacation package cost.

You can purchase anytime up until the day before your trip departure date, traveler must be healthy and able to travel on the day of enrollment.

Coverage for the trip cancellation benefit will take effect on the day following enrollment, provided you have made a deposit for the trip. All other benefits will take effect on or after the departure date. All coverage ends on the earliest of the end date specified on the policy or the date the insured arrives home.

Yes, you should review your certificate of insurance carefully for complete benefit description, including all exclusions and limitations within your 10 day review period.

A trip is defined as at least an overnight stay greater than 120 miles from your home residence.